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10 Questions to Ask Your Lender

Be sure you find a loan that fits your needs with these comprehensive questions. What are the most

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10 Things a Lender Needs From You

W-2 forms or business tax return forms if youre self-employed for the last two or three years for every

Read more

Choices That Will Affect Your Loan

Mortgage term. Mortgages are generally available at 15-, 20-, or 30-year terms. The longer the term, the

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What Is Appraised Value?

It's an objective opinion of value, but it's not an exact science so appraisals may differ. For buying and

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Understanding Capital Gains in Real Estate

When you sell a stock, you owe taxes on your gainthe difference between what you paid for the stock and what

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8 Steps to Getting Your Finances in Order

Develop a family budget. Instead of budgeting what you'd like to spend, use receipts to create

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8 Ways to Improve Your Credit

Credit scores, along with your overall income and debt, are a big factor in determining if you'll qualify

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5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800. Scores above 620 are considered desirable for obtaining a mortgage.

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10 Questions to Ask Your Lender

Be sure you find a loan that fits your needs with these comprehensive questions. What are the most

Read more

10 Things a Lender Needs From You

W-2 forms or business tax return forms if youre self-employed for the last two or three years for every

Read more

Choices That Will Affect Your Loan

Mortgage term. Mortgages are generally available at 15-, 20-, or 30-year terms. The longer the term, the

Read more

What Is Appraised Value?

It's an objective opinion of value, but it's not an exact science so appraisals may differ. For buying and

Read more

Understanding Capital Gains in Real Estate

When you sell a stock, you owe taxes on your gainthe difference between what you paid for the stock and what

Read more

The Pros and Cons of Condos

Condominiums and townhouses offer an affordable option to single-family homes in most areas. But consider

Read more

How High Tech Is Your Home?

If the latest technology or entertainment options are important in your new home, add the following questions

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OC Home Loans
Email: info@ochomeloans.com
Phone: 888-949-9624

This licensee is performing acts for which a real estate license is required. O C Home Loans Inc. is licensed by the California Bureau of Real Estate, Broker # 02077787; NMLS # 1842513. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional, and all conditions must be met by the borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. O C Home Loans Inc. an Equal Opportunity Mortgage Broker/Lender. For state licensing information outside of California, click here. As a broker, O C Home Loans Inc. Corporation is NOT individually approved by the FHA or HUD, but O C Home Loans Inc.is allowed to originate FHA loans based on their relationships with FHA approved lenders. NMLSconsumeraccess.org Consumers in Texas: Consumers wishing to file a complaint against a company, or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov